Loan Services
What is a Loan ?
A loan is a sum of money borrowed from a bank or financial institution to meet financial needs, which is repaid over time with interest. Loans are available for personal use, to purchase or build property, or to support or expand a business.
How to Apply for Loan at Our CSC
1. Visit Our Center
Walk in with your required documents and discuss your loan requirement with our expert.
2. Loan Type Selection
Choose from Personal Loan, Property Loan (Home/Plot/Construction), or Business Loan depending on your need.
3. Document Verification & Eligibility Check
We assess your eligibility based on income, CIBIL score, and documents, and advise on the best loan offers.
4. Application Filing
We help you fill and submit the loan application online or directly to partner banks/NBFCs.
5. Loan Approval & Disbursal
Once approved, the loan amount is credited to your account. We support in follow-ups and processing status tracking.
Documents Required for Loan
For All Loans:
- Aadhaar Card
- PAN Card
- Passport-size Photo
- Mobile Number Linked with Aadhaar
- Latest Bank Statement (3–6 months)
- CIBIL Score (we help you check it)
For Personal Loan:
- Salary Slips / Income Proof
- Employment Certificate (if salaried)
For Property Loan:
- Property Documents (Sale deed, Registry)
- Approved Plan & Cost Estimate (if construction)
- No Objection Certificate (NOC) from builder (if applicable)
For Business Loan:
- Business Registration Certificate
- GST Certificate (if available)
- Income Tax Returns (past 1–2 years)
- Business Turnover Proofs
Processing Time
- Initial Processing: 2–5 Days
- Approval Time: 5–10 Days
- Disbursal Time: 7–15 Days (Varies by lender)